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The federally sponsored housing market crash: race, finance, and heartbreak in the Pocono Mountains
Descriptive
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Title
The federally sponsored housing market crash: race, finance, and heartbreak in the Pocono Mountains
Name
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Zyndorf
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Benjamin
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1991
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Benjamin Zyndorf
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author
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Satter
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Beryl
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Beryl Satter
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Advisory Committee
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chair
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Rutgers University
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degree grantor
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Graduate School - Newark
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school
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theses
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2021
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2021-01
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English
Abstract
In this paper I argue that the 2008 housing market crash was the culmination of a decades-long legislative process enabled by the federal government. I analyze the effects of these policies on Monroe County, Pennsylvania, which became and continues to be the site of one the worst foreclosure crises nationally. Federal policies that promoted decentralization, deindustrialization, and deregulation created the conditions in Monroe County that allowed real estate developers, banks, and brokers to take advantage of an urban crisis that was only 1.5 hours away in New York City—without traffic. I describe the process through the story of real estate developer Gene Percudani. Enabled by the federal government, Percudani lured black and Hispanic residents from New York City who were looking for affordable single family homes, safe neighborhoods, and good schools. Not only did these migrants not escape the urban crisis but continued to be victims of it—far away from home.
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Real estate
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History
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Rutgers University Electronic Theses and Dissertations
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ETD_11433
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1 online resource (v, 37 pages)
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M.A.
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Includes bibliographical references
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ETD graduate
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Graduate School - Newark Electronic Theses and Dissertations
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rucore10002600001
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doi:10.7282/t3-0kby-dn96
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Rights
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The author owns the copyright to this work.
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Zyndorf
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Benjamin
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2021-01-05 12:16:06
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Benjamin Zyndorf
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Rutgers University. Graduate School - Newark
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Author Agreement License
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I hereby grant to the Rutgers University Libraries and to my school the non-exclusive right to archive, reproduce and distribute my thesis or dissertation, in whole or in part, and/or my abstract, in whole or in part, in and from an electronic format, subject to the release date subsequently stipulated in this submittal form and approved by my school. I represent and stipulate that the thesis or dissertation and its abstract are my original work, that they do not infringe or violate any rights of others, and that I make these grants as the sole owner of the rights to my thesis or dissertation and its abstract. I represent that I have obtained written permissions, when necessary, from the owner(s) of each third party copyrighted matter to be included in my thesis or dissertation and will supply copies of such upon request by my school. I acknowledge that RU ETD and my school will not distribute my thesis or dissertation or its abstract if, in their reasonable judgment, they believe all such rights have not been secured. I acknowledge that I retain ownership rights to the copyright of my work. I also retain the right to use all or part of this thesis or dissertation in future works, such as articles or books.
Copyright
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Copyright protected
Availability
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Open
Reason
Permission or license
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